It’s the American Dream…to own your own home.  Are you ready to make this a reality in your life?  Whether you are a first-time home buyer, building or renovating a home, or looking to refinance your home, First Community Bank of Cullman can help.  We understand home loans are not “one size fits all”, and it is our mission to find you a loan tailored to fit your specific needs. 



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We offer many home loan products including:

·        Purchase Loans

·        Home Improvement Loans

·        Refinance Loans

·        Construction Loans

·        Conventional Loans

·        FHA Loans

·        VA Loans

·        USDA Loans

Call one of our experienced Loan Professionals today to discuss your options, and let us help you make an informed decision.   We want to be your Hometown Lender, and TOGETHER, WE CAN MAKE YOUR DREAM COME TRUE!