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CONSTRUCTION LOANS |
CONVENTIONAL LOANS |
FHA LOANS |
HOME EQUITY LINE OF CREDIT |
USDA |
VA LOANS |
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CONSTRUCTION LOANS
- Competitive Rates
- Save on closing costs if First Community Bank finances both your construction and permanent loan
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CONVENTIONAL LOANS
- Conforming Fannie Mae and Freddie Mac mortgage loan products
- Programs offering as little as 3% down payment for qualified homebuyers
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FHA LOANS
- Insured by the Federal Housing Authority
- Fixed Interest Rates
- Require at least 3.5% down payment
- Up-front mortgage insurance requirement
- Monthly insurance premium
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HOME EQUITY LINE OF CREDIT
- Put the equity in your home to work
- Perfect for home improvements, college expenses, or debt consolidation
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USDA
- Also known as USDA Rural Development Guaranteed Housing Loan Program
- Offered to rural property owners by the U.S. Department of Agriculture
- Specific location qualifications and income limitations
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VA LOANS
- Guaranteed by the U.S. Department of Veterans Affairs (VA)
- Available to United States Veterans, Service Members, and Qualifying Surviving Spouses
- Available for both purchase and refinance
**All loans subject to approval
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